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Articles about: Health Insurance

Employer-based Health Plans and COBRA

Based on the Employer Mandate under the Affordable Care Act (ACA), you may be eligible for an employer-based health plan depending on the number of hours you work and the size of your employer.


Medicare provides health insurance to people over age 65 and people with disabilities without regard to income.

Small Business Options

New York State administers the Small Business Health Options Program (SHOP) Exchange.

The Essential Plan

Essential Plan, also known as “EP” is affordable, comprehensive health insurance for low and moderate-income adults living in New York who are not eligible for Medicaid.

Child Health Plus

Child Health Plus (CHP) offers comprehensive health insurance for uninsured children up to age 19.

Non-MAGI Medicaid

Non-MAGI Medicaid offers comprehensive health insurance for low-income New York State residents.

Qualified Health Plan (QHP)

Qualified Health Plans (QHP) are comprehensive, private health plans offered through the New York State of Health marketplace (NYSOH).

Different Types of Managed Care Plans

If you are enrolled in a managed care plan you must follow certain rules to access medical care. Read about the different types of managed care plans offered in New York State.

Key Terms

Read about key terms related to health insurance. Understanding these terms will help you understand how to use your coverage.

How do I use my health insurance?

This section is meant to help you understand how to use your health plan by explaining your plan’s rules for accessing care and your rights and responsibilities as an enrollee.

View all Healthcare Q&A articles

CHA can help answer your healthcare questions.

  • Call our helpline at (888) 614-5400 Monday to Friday, 9am to 4pm,
  • or email